Credit Unions
Seamless Digital Onboarding for Members
Give your members the personalized experience they expect, now powered by fast, secure, and fully digital identity verification. Signzy helps credit unions modernize onboarding with real-time KYC, KYB verification, and AML checks – so you can serve your community better, stay compliant, and grow without friction.
100M+
Users Verified
2x
Fraud Detection
<5s
Response Time
Trusted by industry leaders
Bring big bank tech to your local credit union
Compete with big banks, win on experience
Offer a digital onboarding journey that rivals national banks without sacrificing the community-centric values that set your credit union apart. Signzy empowers you to deliver fast, secure, and intuitive user experiences that make members feel right at home.
Onboard more members in less time
Onboard more members in less time-Cut verification times from days to minutes. Signzy’s KYC and AML suite helps you onboard individual and business members faster, boosting approval rates and keeping operational costslow.
Customize workflows for individuals and businesses
Whether you're onboarding a new personal member or a small business account, Signzy lets you tailor onboarding flows to fit your exact needs, no matter your credit union’s size or tech stack.
Stay compliant without slowing down
Regulations are evolving, your onboarding doesn’t have to fall behind. Signzy helps you stay audit-ready with built-in KYC, AML, and CIP checks that align with U.S. regulatory standards, including: NCUA and FFIEC guidelines, AML compliance, OFAC and watchlist screening.
Our Innovations
Smarter KYC, AML and KYB verification for Credit Unions
Biometric Verification
Liveness detection and face matching for member identity verification
Ensure secure, fraud-proof onboarding with advanced face biometrics and passive liveness checks. Confirm the identity of every member instantly and accurately while delivering a smooth, user-friendly experience.
Document Verification
AI-Driven ID verification for domestic and global members
Automatically extract and verify member information from global documents across 180+ countries. Detect fake or altered documents in real time using high-accuracy OCR verification processes.
Data Validation
Cross-check member data against official records
Validate government-issued IDs, addresses, and personal details using real-time checks with authoritative and reliable databases. Reduce manual errors and onboarding delays while meeting regulatory obligations.
Bank Account Verification
Instant verification of linked bank accounts for deposits and disbursements
Authenticate member bank accounts instantly to ensure accurate fund transfers, recurring payments, and loan disbursements. Prevent fraud and eliminate drop-offs with real-time, API-powered verification.
Signzy’s KYC suite for Credit Unions
Digital identity infrastructure for seamless member onboarding
One Touch KYC
AI-Powered identity verification for fast, compliant member onboarding
Verify new members with a single, secure solution. One Touch KYC instantly detects deepfakes, validates government IDs, and ensures adherence to credit union compliance mandates, delivering a smooth onboarding experience with zero compromises.
Transaction Monitoring
Real-time AML monitoring and suspicious activity reporting
Monitor member transactions at scale using intelligent rules tailored for credit unions. From ACH transfers to cash deposits, detect unusual patterns, flag high-risk activity, and generate automated SARs. Make sure you stay ahead of regulatory requirements without manual overhead.
MuleShield
Stop money mule accounts before they impact your community
Protect your credit union from financial crime. MuleShield uses behavioral biometrics, transaction velocity, and network analysis to identify suspicious accounts early, so you can act before fraud becomes fraud loss.
No-Code Compliance Platform
Design custom KYC and fraud workflows without developers
Launch personalized onboarding flows and risk controls with drag-and-drop simplicity. Whether you’re opening individual deposit accounts or business memberships, Signzy’s no-code platform lets your team build and adapt compliance journeys quickly without any engineering resources.
Built to be quick and keep pace
Integrate the platform during lunch hour, customize based on your needs, and go live within 2-4 weeks :)
FAQ
How is Signzy different for credit unions compared to big banks?
We understand credit unions prioritize trust, community, and compliance. Signzy helps you verify members faster, prevent fraud, and stay audit-ready without disrupting member experience or requiring large tech teams.
Can Signzy support US-specific ID verification and AML checks?
Yes. We support SSN validation, driver license verification, OFAC/SAM/PEP screening, and CIP compliance tailored for credit unions under FinCEN and NCUA guidance.
Can we use Signzy for both member onboarding and business accounts?
Absolutely. Signzy offers both KYC for individuals and KYB for small businesses—ideal for credit unions expanding into SME lending or community business banking.