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Plaid LogovsSignzy Logo

Signzy: The best Plaid alternative for the U.S. and global markets

Both platforms help you with bank account verification, but the differences show up fast: the user experience, the additional checks beyond BAV, and the amount of workflow control you actually get.
If you’re comparing options, this page will make the decision a lot easier.

Why compliance-first companies choose Signzy

Signzy has verification coverage in 150+ countries and 50+ languages for KYC, KYB, AML and compliance requirements

Open banking APIs with higher conversions and coverage

With Signzy, you get instant bank account verification that keeps onboarding fast and effortless for your users. Signzy's fallback mechanisms and multiple open banking provider tie-ups ensure that you get the highest possible coverage and conversions globally.

Signzy’s comprehensive KYB verification flow covering all 50 U.S. states

Go live in 40+ countries with a single end-point integration

Signzy has database coverage in 150+ countries and supports 50+ languages. That’s not just KYB checks. It includes AML, KYC, and compliance workflows adapted to regional requirements, whether you’re operating in Asia, Canada, MENA, or LATAM.

Cost-efficient scaling with Signzy’s pay-as-you-go verification model

Affordable from day one, fair as you grow.

Scaling shouldn’t mean paying more than you should. Signzy keeps it simple: use what you need, pay for what you use, and grow without worrying about hidden tiers or surprise jumps.

Compare Plaid & Signzy for BAV, KYC, and AML

Get a clear picture of what each platform supports — from basic bank account checks to advanced identity, business, and AML workflows needed in regulated industries.

Plaid Logo
Signzy Logo
Document & ID verification
Biometric liveness
Deepfake detection
NFC passport / eID reading
AML watchlist screening
RBI V-CIP Video KYC
Fraud risk scoring (ACH returns)
API & SDK
Ongoing PEP/sanctions monitoring
KYB / business verification
UBO checks
Native transaction monitoring
Contract management (eSign/eStamp)
No-code workflow builder
Payments (ACH, RTP, FedNow, PIS)
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Lighter compliance. Fewer tools. More clarity.

Explore Signzy for KYC, KYB, AML, and fraud checks, so you cover the full risk workflow without adding extra tools.

Save up to 60% overhead cost by switching to Signzy

Plaid Logo

Runs on a usage-based model with tiered plans. While flexible, exact pricing is not public.

Limited flexibility
Not adaptable accross markets
Costs rise with scale
Signzy Logo

Signzy keeps pricing simple: choose your use cases, choose your markets, and that's it. From KYB to AML monitoring, you can scale without committing to unused products.

You only pay for what you actually use. Nothing extra, nothing hidden.

Signzy vs. Plaid, in summary

Plaid is best for bank connectivity, account aggregation, and payments. Signzy is best for instant BAV, IDV, KYC/KYB, AML, fraud checks, and compliance automation.

Signzy and Plaid often sit in different layers of the fintech stack and sometimes even work side-by-side.

Trusted by 500+ Companies Globally

““ As we scaled across the US, we needed a verification partner that could keep up with both volume and regulatory expectations. Signzy delivered on both. Our KYC flow became noticeably smoother, drop-offs reduced by nearly 20%.

CRO, U.S.-based Neobank

“Real time verification features offered by Signzy benefit my business. The customer acquisition is made easier by the automation of the KYC/AML procedures and reduction of data entry.”

~ Geetanjali

Project Manager in Banking Industry

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Stronger infra → Stronger numbers

From API accuracy to fraud detection to global reach — here’s how Signzy delivers at scale.

Countries Covered

40+

Countries Covered

Users Verified

30%

Higher conversion rates

Fraud Detection

10%

Higher coverage than top vendors

API Response Time

100M+

Global users verified

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FAQ

Does Plaid also do KYC?

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What’s the biggest difference?

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Who covers more countries?

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Does Signzy process payments like Plaid?

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Is transaction monitoring included?

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