Compare Signzy and Middesk for KYB verification
Middesk handles the basics of entity verification. Signzy extends that into the full U.S. KYC/KYB process with richer data, stronger risk checks, bank verification, AML screening, and a customizable workflow to tie it all together. In this page, we dive deeper into these gaps.
Verify any legitimate business entity with Signzy
The most comprehensive KYB flow with coverage in 50 U.S. States
Unlike Middesk's single-function KYB lookup, Signzy unifies KYB, KYC, AML Screening,and identity verification into one ecosystem. With One-Touch KYB, automated entity filling, EIN/TIN checks, BAV, SSN and more, companies get a 360° risk view - not just a registry check.
Start strong, scale without the extra cost.
Scaling shouldn’t mean paying more than you should. Signzy keeps it simple: use what you need, pay for what you use, and grow without worrying about hidden tiers or surprise jumps.
The best in business
Compare Middesk & Signzy across KYC, KYB, and AML
Middesk is focused on business identity verification, especially for US KYB use cases. Signzy brings a broader compliance stack across KYC, KYB, AML, fraud prevention, transaction monitoring, and global onboarding workflows.
Individual identity verification (KYC)
Built for business verification, not full individual KYC.
Full KYC with ID, selfie, liveness, AML, and workflow checks.
Multi-language OCR & data extraction
Does not support multilingual OCR.
Extracts data from IDs and business documents across formats.
Biometric authentication
Not a core Middesk capability.
Supports face match and biometric verification.
Liveness check and video KYC
Not built for selfie, liveness, or video KYC flows.
Supports liveness, selfie checks, and video-led onboarding.
Fraud detection & prevention
Covers only business fraud and entity risk signals.
Strong for individual, business, document, biometric, and AML risk.
AML adverse media screening
Limited to business-risk and watchlist screening.
Supports adverse media screening across all KYC and KYB workflows.
PEP & sanctions screening
Screens only businesses.
Screens individuals, businesses, UBOs, and monitored records.
Ongoing transaction monitoring
Monitors business changes, not transaction behavior.
Supports AML transaction monitoring and suspicious activity alerts.
Address risk insights
Verifies only business addresses — limited coverage.
Verifies address risk across individual and business onboarding.
Global coverage (150+ countries)
Strong in US business verification.
Strongest in global KYC, KYB, AML, and identity coverage.
Bank account verification
Doesn't have BAV capability per public positioning.
Supports bank account verification for onboarding and payments.
Credit checks & scoring
Not very strong for business credit and underwriting risk.
Supports credit and risk checks using identity and business data.
Employment history verification
Not positioned for employment verification.
Supports employment checks through configurable data workflows.
Income verification
Not positioned for income verification.
Supports income and financial document verification.
Court records search
Supports litigation and bankruptcy checks.
Supports legal-risk checks within broader due diligence flows.
TIN/EIN validation
Strong US EIN/TIN verification capability.
Supports EIN/TIN validation within KYB workflows.
UCC lien search & filing
Supports UCC lien search and monitoring.
Supports lien checks for KYB and underwriting use cases.
Secretary of State data access
Strong access to US SoS business data.
Supports SoS lookups with KYB, EIN, and UBO checks.
Formation document retrieval
Retrieves filings and formation documents.
Retrieves and verifies formation documents for onboarding.
Ultimate beneficial owner verification
Supports UBO and associated-person checks.
Supports UBO identification, verification, and screening.
Bankruptcy & litigation search
Strong for bankruptcy and litigation risk.
Supports bankruptcy and litigation checks for due diligence.
Industry classification
Supports NAICS/SIC and high-risk industry flags.
Supports merchant and business classification for risk decisions.
Web analysis
Checks website presence and digital business signals.
Supports web presence checks for KYB and merchant onboarding.
Real-time government data sync
Uses authoritative business and registry data.
Connects to official registries for real-time verification.
Webhooks & API integration
API-first KYB with webhook-based updates.
APIs, dashboards, and workflows across KYC, KYB, AML, and fraud.
Dashboard & analytics
Dashboards for business onboarding and decisions.
Dashboards, audit trails, case management, and risk analytics.
| Use case | | |
|---|---|---|
| Individual identity verification (KYC) | Built for business verification, not full individual KYC. | Full KYC with ID, selfie, liveness, AML, and workflow checks. |
| Multi-language OCR & data extraction | Does not support multilingual OCR. | Extracts data from IDs and business documents across formats. |
| Biometric authentication | Not a core Middesk capability. | Supports face match and biometric verification. |
| Liveness check and video KYC | Not built for selfie, liveness, or video KYC flows. | Supports liveness, selfie checks, and video-led onboarding. |
| Fraud detection & prevention | Covers only business fraud and entity risk signals. | Strong for individual, business, document, biometric, and AML risk. |
| AML adverse media screening | Limited to business-risk and watchlist screening. | Supports adverse media screening across all KYC and KYB workflows. |
| PEP & sanctions screening | Screens only businesses. | Screens individuals, businesses, UBOs, and monitored records. |
| Ongoing transaction monitoring | Monitors business changes, not transaction behavior. | Supports AML transaction monitoring and suspicious activity alerts. |
| Address risk insights | Verifies only business addresses — limited coverage. | Verifies address risk across individual and business onboarding. |
| Global coverage (150+ countries) | Strong in US business verification. | Strongest in global KYC, KYB, AML, and identity coverage. |
| Bank account verification | Doesn't have BAV capability per public positioning. | Supports bank account verification for onboarding and payments. |
| Credit checks & scoring | Not very strong for business credit and underwriting risk. | Supports credit and risk checks using identity and business data. |
| Employment history verification | Not positioned for employment verification. | Supports employment checks through configurable data workflows. |
| Income verification | Not positioned for income verification. | Supports income and financial document verification. |
| Court records search | Supports litigation and bankruptcy checks. | Supports legal-risk checks within broader due diligence flows. |
| TIN/EIN validation | Strong US EIN/TIN verification capability. | Supports EIN/TIN validation within KYB workflows. |
| UCC lien search & filing | Supports UCC lien search and monitoring. | Supports lien checks for KYB and underwriting use cases. |
| Secretary of State data access | Strong access to US SoS business data. | Supports SoS lookups with KYB, EIN, and UBO checks. |
| Formation document retrieval | Retrieves filings and formation documents. | Retrieves and verifies formation documents for onboarding. |
| Ultimate beneficial owner verification | Supports UBO and associated-person checks. | Supports UBO identification, verification, and screening. |
| Bankruptcy & litigation search | Strong for bankruptcy and litigation risk. | Supports bankruptcy and litigation checks for due diligence. |
| Industry classification | Supports NAICS/SIC and high-risk industry flags. | Supports merchant and business classification for risk decisions. |
| Web analysis | Checks website presence and digital business signals. | Supports web presence checks for KYB and merchant onboarding. |
| Real-time government data sync | Uses authoritative business and registry data. | Connects to official registries for real-time verification. |
| Webhooks & API integration | API-first KYB with webhook-based updates. | APIs, dashboards, and workflows across KYC, KYB, AML, and fraud. |
| Dashboard & analytics | Dashboards for business onboarding and decisions. | Dashboards, audit trails, case management, and risk analytics. |
Stronger verification opens the door to faster, global growth.
Scale without hesitation and verify business users with confidence at every step with Signzy.
A U.S. based neobank switched to Signzy and saved 30% overhead cost
Middesk's KYB checks come at a premium, and costs scale quickly as volume grows.
Signzy keeps pricing simple: choose your use cases, choose your markets, and that's it. From KYB to AML monitoring, you can scale without committing to unused products.
You only pay for what you actually use. Nothing extra, nothing hidden.
Get QuoteSignzy vs. Middesk, as it stands
Middesk is useful for basic business lookups, but Signzy brings together far more of what companies need today: higher coverage, better data sources, identity intelligence, AML screening, and automated onboarding flows.
It’s the difference between checking a business vs. getting a complete, scalable verification stack.
Trusted by 500+ Companies Globally
"As we scaled across the US, we needed a verification partner that could keep up with both volume and regulatory expectations. Signzy delivered on both. Our KYC flow became noticeably smoother, drop-offs reduced by nearly 20%."
CRO, U.S.-based Neobank
"Real time verification features offered by Signzy benefit my business. The customer acquisition is made easier by the automation of the KYC/AML procedures and reduction of data entry."
~ Geetanjali
Project Manager in Banking Industry
"As our customer base grew, manual reviews and fragmented verification tools were slowing us down. We needed a partner that could support scale without compromising compliance. With Signzy, identity checks, AML screening, and document verification now run in a single workflow, and our onboarding time dropped significantly."
Head of Compliance, U.S.-based Fintech
"Our biggest challenge was balancing a smooth user experience with strict KYC requirements across states. Signzy helped us streamline onboarding with automated verification andflexible workflows that integrate easily into our stack."
Chief Product Officer, U.S. Payments Platform
Shhh — let the numbers talk
When verification becomes simpler and more predictable, the impact shows up in the numbers. Here's a quick snapshot:
>98%
Data Connection Rate
150+
Countries Covered
1B+
Global Users Verified
160M+
Businesses Verified
For every verification use case, start with Signzy
One Touch KYC
Access the unified platform for onboarding users and catching fraud.
AML Screening
Stay one step ahead of risk with AML screening and continuous monitoring.
KYB Business Verification
Verify UBOs, documents, and bank accounts in real-time to stay secure.
The global API marketplace for all your checks. View all APIs.
FAQ
Can Signzy match Middesk's US business verification accuracy?
Yes, Signzy provides equivalent US coverage with the same government data sources. The accuracy for US business verification is comparable between both platforms.
What's the real cost difference between the two platforms?
Middesk uses custom pricing based on volume. Signzy has transparent per-request pricing. Total cost depends on your specific usage patterns and feature requirements.
Does choosing Signzy mean compromising on US business verification quality?
No. Signzy maintains the same US verification standards as specialized providers while adding global capabilities. You get equivalent US performance plus international coverage.
Can I start with Middesk and switch to Signzy later if I need global coverage?
Yes, but switching requires re-integration work. Consider your 12-18 month expansion plans now to avoid migration costs and development time later.
Which platform handles higher verification volumes better?
Signzy processes up to 1 million queries per hour. Middesk handles enterprise volumes but doesn't specify capacity limits. Both scale for most business needs.