UAE goAML Reporting Platform

United Arab Emirates

2019

AML/CFT

Tax & Reporting

Overview

The goAML platform, developed by the United Nations Office on Drugs and Crime (UNODC) and implemented by the UAE Financial Intelligence Unit (FIU), is the official system for reporting suspicious activities and transactions related to money laundering and terrorist financing.

All financial institutions (FIs) and designated non-financial businesses and professions (DNFBPs) in the UAE are required to register and report through goAML. The platform centralizes AML/CFT intelligence, enabling the FIU to detect, analyze, and investigate financial crimes more effectively.

Industries impacted include banks, exchange houses, insurers, payment service providers, real estate brokers, dealers in precious metals & stones, law/accounting firms, and corporate service providers.

Key Obligations

Mandatory registration of FIs and DNFBPs with the UAE FIU on goAML
Submit Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs)
File Large Cash Transaction Reports (LCTRs) where required

Maintain internal AML/CFT monitoring systems to flag unusual activity
Appoint a Compliance Officer to oversee reporting and communication with the FIU
Ensure data quality, accuracy, and timely submission of reports