Identity Proofing
Overview
Identity proofing is the process of verifying a person’s real-world identity before granting access to regulated financial services. It collects evidence (government ID, selfie biometrics, database hits), validates authenticity (document forensics, MRZ/NFC), and binds the identity to the applicant (face match with liveness). Strong programs follow risk-based rules: lighter proofing for low-risk products, enhanced steps for high-risk or cross-border scenarios.Proofing outputs map to frameworks like NIST IAL and feed downstream authentication choices (AAL). Controls include coached capture, quality thresholds, fraud signals (device/IP), and exception handling with human review. Proper logging of evidence, decisions, and thresholds supports audits and dispute resolution while minimizing data retention to respect privacy regulations.
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Verify user information instantly by connecting to trusted databases across jurisdictions. Ensure accuracy, compliance, and faster onboarding with real-time data checks.