Proof of Identity

Proof of Identity establishes that a customer is who they claim to be, typically via government IDs (passport, national ID, driver’s license) plus ownership and liveness checks.PoI underpins KYC/AML compliance, reducing impersonation and synthetic identity risk. Robust workflows authenticate documents (security features, MRZ/NFC), match faces with liveness, and, where allowed, validate against authoritative databases. Risk-based approaches adapt requirements by product, jurisdiction, and channel. PoI should minimize data retention and support customer privacy while maintaining auditability. In remote onboarding, combining biometric liveness, document authenticity, and contextual signals (device/IP) yields strong assurance with low friction.