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Proof of Identity

Overview

Proof of Identity establishes that a customer is who they claim to be, typically via government IDs (passport, national ID, driver’s license) plus ownership and liveness checks.

PoI underpins KYC/AML compliance, reducing impersonation and synthetic identity risk. Robust workflows authenticate documents (security features, MRZ/NFC), match faces with liveness, and, where allowed, validate against authoritative databases. Risk-based approaches adapt requirements by product, jurisdiction, and channel. PoI should minimize data retention and support customer privacy while maintaining auditability. In remote onboarding, combining biometric liveness, document authenticity, and contextual signals (device/IP) yields strong assurance with low friction.

Stay ahead of risk with Signzy

Explore tools that help you onboard, monitor, and verify with confidence

One Touch KYC

One Touch KYC

Launch global KYC flows with built-in document OCR, liveness checks, deepfake detection, and AML, all through a single, customizable dashboard.

Database Verification

Database Verification

Instantly verify user information by connecting to trusted databases across jurisdictions for accurate, compliant, and faster onboarding.

Biometric Verification

Biometric Verification

Authenticate users with facial, fingerprint, and liveness biometrics powered by AI to prevent identity spoofing and fraud.

Related Terms

Identity Verification (IDV)

Document Authentication

Enhanced Due Diligence (EDD)

FAQ

Which documents are valid PoI?

Passports, national IDs, driver’s licenses, and government-issued cards.

How is PoI verified digitally?

OCR, barcode/MRZ parsing, database checks, and biometric liveness/face match.

Why is biometric match important?

It confirms that the document holder is the rightful owner, preventing impersonation fraud.

Where is PoI mandatory?

Banking, fintech, travel, telecom, and regulated onboarding worldwide.