Are licenses as strong as passports for KYC?

Generally lower assurance than e-passports because many lack chips. Suitable for mid-risk onboarding when paired with liveness and database corroboration.

Which checks are most important?

Template and security features, barcode parsing, expiry validation, and biometric match with quality gates, with clear reviewer playbooks for edge cases.

Are there regional nuances to handle?

Yes. Formats and security features differ by issuer. Maintain a document library and update detection as designs change.

Which metrics should be tracked?

Capture success, manual review rate, and overturn rate to tune guidance and thresholds.

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Driver’s License

Overview

A driver’s license is an official government-issued identity document that authorizes an individual to operate motor vehicles and serves as a primary proof of identity. In addition to permitting driving, it is widely accepted for identity verification in financial services, travel, employment, and age-restricted transactions. Driver’s licenses contain personal details such as name, date of birth, photograph, signature, and a unique identification number, often supported by security features like holograms, barcodes, or magnetic stripes to prevent forgery.

For banks, fintechs, insurance providers, and telecom companies, driver’s licenses are commonly used during customer onboarding and Know Your Customer (KYC) checks. Digital verification processes increasingly use optical character recognition (OCR) and biometric technologies to extract and authenticate license data. Since driver’s licenses are issued at state or regional levels, formats and security features vary, making reliable verification solutions essential for preventing fraud and ensuring compliance.

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