Velocity Checks

Overview

Velocity checks are fraud prevention tools that measure the speed and frequency of customer actions such as logins, transactions, or account changes. Unusually high activity may indicate fraud, account takeover, or mule behavior.

In AML, velocity checks are applied to transaction flows to spot structuring or smurfing attempts. Regulators expect institutions to configure thresholds that balance risk detection with customer convenience.Banks, fintechs, and payment providers implement velocity checks in real time to prevent losses and flag suspicious behavior. They are a core component of layered fraud and AML defenses.

Stay ahead of risk with Signzy

Explore tools that help you onboard, monitor, and verify with confidence

Transaction Monitoring

Monitor transactions in real-time and analyse past behaviour to identify suspicious activities and ensure regulatory compliance across the user journey.

Database Verification

Instantly verify user information by connecting to trusted databases across jurisdictions for accurate, compliant, and faster onboarding.

AML Screening

Screen users against Politically Exposed Persons (PEP), watchlists, sanctions lists, adverse media, and more through one-time screening and advanced monitoring.