Proof of Address

Proof of Address (PoA) confirms a customer’s residential address using documents like utility bills, bank statements, government letters, or verified e-statements. It supports KYC, risk scoring (country/jurisdiction exposure), and fraud controls (mismatch with IP/device/location).Programs define acceptable document types, freshness windows (e.g., ≤3 months), and tamper checks (metadata, seals, issuer details). OCR/ICR captures data; name/address normalization improves matching; exceptions route to manual review. Where documentary PoA is hard (e.g., thin-file or shared housing), alternatives include verified bank e-KYC, government registries, or postal verification, following local regulations.