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Passport

Overview

A passport is a government-issued travel document that proves a person’s identity and nationality. Modern e-passports embed a secure NFC chip storing biographical and biometric data that must conform to ICAO 9303. Physical pages include anti-counterfeiting features (watermarks, holograms, microprinting), while the machine readable zone (MRZ) enables automated checks.
Because passports are standardized and security-hardened, they’re widely accepted as primary ID in KYC worldwide. Institutions verify data consistency (photo, name, number, DOB, nationality), check expiry and tampering, and, where permitted, validate chip signatures. As a high-assurance credential, the passport anchors remote onboarding, cross-border finance, and travel, but must be paired with liveness/ownership checks to prevent impersonation.

FAQ

What’s inside an e-passport?

Biographical data, a facial image (and sometimes fingerprints/iris), digital signatures, and printed security features aligned to ICAO 9303.

Why do banks prefer passports for KYC?

Strong global standardization, robust anti-forgery features, and broad regulatory acceptance.

How is authenticity checked?

MRZ parsing, visual forensics, NFC chip/signature validation, and database/PKD where available.

Does an expired passport work?

Typically not for onboarding; expiry undermines validity and should trigger document refresh.