Use Case - Lending
Digitally Revolutionizing the Loan Disbursement Journey
Streamlining and Redefining Digital Lending & Loan Journey with Digital Innovations
Signzy’s Lending Stack is designed to revolutionize the lending sector. It facilitates swift digital customer journeys for all use-cases, enabling rapid deployment through its modular microservices and a no-code decision engine platform. This positions Signzy as a transformative force in the lending industry.
Loans
Recent years have seen digitization reshape the loan industry, fueled by the demand for enhanced customer experiences, quicker TAT & integration of modern technologies like AI/ML
Signzy strives to transform the loan disbursement process digitally. From customer verification to loan approval we ensure ease in disbursement, repayment, and other related Functions. Our latest ventures include Collections (eNACH and UPI Autocollect) and GST/ITR Analytics (For India)
Signzy addresses these challenges which consume the current lending industry:
- Balancing Risk and Approval Rate. Underwriting as many as possible while keeping strict credit controls to avoid NPAs
- Enabling fully digital and low Ops interventions journeys. Real time decisioning bases on traditional and alternate data
- Access to low cost funds for disbursals
Signzy caters to the following:
Personal Loan
- Personal Loan ETB (Existing to Bank) / Pre Approved
- Personal Loan NTB (New to Bank) / Non-pre approved
- Buy Now Pay Later (BNPL)
Consumer Durable Loans
Vehicle Loans
Home Loans (New / Resale / BalanceTransfer)
SME Loans (Working Capital / Term Loans)
- SME Loans (WC / TL)
- Invoice Discounting
Credit Cards
Signzy aims at speeding up the process of credit card issuance by offering solutions such as Credit score checks, Employment and Income verification as part of the integrated onboarding solution
Contracting
Signzy Contracting SDK manages end-to-end contract management flow. It enables a fully compliant way to create contracts on the fly, add multiple signers with proper email and SMS notifications, multiple user authentication mechanism and audit logs with detailed workflow timestamps, IP and geolocation tagging
Embrace the Future of Digital Lending with Signzy!
Streamline your processes, enhance customer experience, and accelerate growth
