Fintech APIs

Digilocker API

The Digilocker API helps retrieve OVDs and other important documents from the Government of India’s digital service, Digilocker. Digilocker verification is useful in multiple aspects as the documents are already verified for credibility and the whole process occurs within seconds as all assets are online. Our API retrieves the data fast and seamlessly.

You can streamline your document workflows, collaborate seamlessly, and enhance productivity. Through a consent-driven flow, users can provide access to their documents, which are retrieved and made available to the API users.

Digilocker API

Use Cases of the API

Fully Compliant KYC
Verified Documents
Easy Onboarding

USPs of the API

Easy access to all ovds

Easy Access to All OVDs

Get Aadhaar, PAN, Driving Licence, etc, directly from Digilocker for verification. Use them in lieu of paper documents from Customers, in a regulatorily compliant way.

Realtime Verification

Realtime Verification

Signzy provides an easy-to-use API to redirect customers to Digilocker. Once authorized, you can access the information, via the API for further processing.

Realtime Verification

Fully Compliant

The Digilocker API is fully compliant with the regulations set by the Reserve Bank of India (RBI), ensuring the highest standards of data security and privacy.

Benefits

Directly Retrieve Documents

Directly Retrieve Documents

Helps retrieve any document available on Digilocker.

Faster Processing

Faster Processing

Data access is instantaneous – no more waiting for customers to upload/scan documents and read them.

Reduce Fraud

Reduce Fraud

Verify customers safely and securely with direct authentication by Digilocker using Aadhaar.

How to Verify?

With our API, customers can easily retrieve end-user information or documents from Digilocker. Following are the steps:

  • Generate a link to redirect users to Digilocker for authentication via Aadhaar
  • Once the user completes the authentication, he/she is asked to consent to data being retrieved from Digilocker
  • Once the consent is obtained, the user is redirected back to the main flow
  • In the backend, user data (including documents, as applicable) is retrieved from Digilocker and passed on via an API call for further processing

Digilocker FAQ

Have questions about our Digilocker API? Check out our Frequently Asked Questions below. If you can’t find the answer you’re looking for, don’t hesitate to contact us.

What is the Digilocker API?

Digilocker is an online interface that retrieves officially valid documents (OVDs) and other important documents from the Government of India’s digital service. The use of digilocker is beneficial in multiple aspects as it provides access to already verified documents, making the process quick and efficient, often occurring within seconds.

How does Digilocker API help me?

The Digilocker API integration streamlines the process of document verification and access, enhancing efficiency and speed. By connecting with Digi Locker, businesses and government agencies can directly access and verify officially valid documents (OVDs) stored in the user’s DigiLocker account. This eliminates the need for physical document submission and manual verification, making processes like application submissions, identity verification, and service delivery faster and more convenient. Furthermore, since DigiLocker is a government-approved platform, the documents retrieved are already authenticated, reducing the risk of fraud.

How Does Digilocker API work?

Customers are redirected to a Digilocker page. There they provide their Aadhaar number, using which an OTP is generated on the linked number. They are then presented with a consent popup, and on agreeing to that, the API then fetches the required documents or information from Digilocker. This can be used for further processing. Detailed Digilocker API documentation is provided as well.

How accurate is the process?

The data is directly retrieved from Digilocker and therefore is the information that is available with the government. Digilocker is safe from a customer perspective too. In addition, there are no any blurry images or incomplete data, ensuring that the process accurate, precise and fast.

How many documents can be pulled from DigiLocker?

According to the information provided, there is no specific limit or restriction on the number of documents that can be obtained from DigiLocker using the Digilocker API. Users have the flexibility to fetch as many documents as required, without any set maximum. Hence, the number of documents that can be pulled from DigiLocker is essentially unlimited.

What types of documents are supported by DigiLocker?

DigiLocker is capable of supporting a wide range of legal and government-issued documents. Some examples of the documents that can be stored and accessed through DigiLocker include PAN cards, voter ID cards, Aadhaar cards, driver’s licenses, vehicle registration certificates, policy documents, and student’s mark sheets.

What type of files can be uploaded to DigiLocker?

DigiLocker allows users to upload a wide range of legal and government-issued documents. Some examples of the files that can be uploaded include PAN cards, voter ID cards, Aadhaar cards, driver’s licenses, vehicle registration certificates, policy documents, and student’s mark sheets. These are just a few examples, and there may be other types of files that are also eligible for upload to DigiLocker.

What is the maximum allowed file size that can be uploaded to DigiLocker?

According to Passage_1, DigiLocker has specified a maximum allowed file size for uploads. The exact maximum size that can be uploaded to DigiLocker is 10MB.

How can the health stack leverage DigiLocker?

The health stack can leverage DigiLocker in multiple ways to enhance healthcare management. Firstly, DigiLocker provides the capability to verify and securely store medical records, ensuring their authenticity and accessibility whenever needed. Additionally, DigiLocker can serve as a platform to securely store consultation proofs and test results, enabling ease of access for patients, healthcare providers, and other authorized parties involved in the healthcare process.

Furthermore, DigiLocker can play a crucial role in protecting individuals from identity theft within the healthcare industry. By securely storing personal health information and implementing robust authentication measures, DigiLocker reduces the risk of unauthorized access to sensitive medical data.

In summary, DigiLocker strengthens the health stack by facilitating the verification and secure storage of medical records, consultation proofs, and test results. It also addresses the growing concern of identity theft by providing enhanced security measures.

Why should businesses use Signzy's APIs for DigiLocker?

Businesses should consider using signzy’s APIs for DigiLocker due to a multitude of compelling reasons. Firstly, our APIs enable seamless document verification across various industries, backed by well-proven and tested results. This means that businesses can have a high level of confidence in the reliability and effectiveness of our solution.

Secondly, our API-based flow for registration and verification is designed to be fully flexible, allowing businesses to tailor the process to their specific requirements. This adaptability ensures that the integration of DigiLocker into existing systems and workflows is a seamless and efficient experience.

Moreover, our API hits credits have unlimited rollover, meaning that businesses can adjust their usage as needed, providing greater control and flexibility in managing their resources. This feature ensures that unused credits do not go to waste, resulting in cost savings and improved operational efficiency.

By leveraging our DigiLocker API, businesses can enhance their conversion rates by eliminating the need for customers to submit physical documents. This streamlined process not only minimizes customer effort but also reduces the potential for errors or delays associated with manual document submission.

Additionally, our integration with Aadhaar allows businesses to fetch accurate and verified information, effectively mitigating the risk of identity fraud. By leveraging the trusted Aadhaar platform, businesses can have greater confidence in the authenticity of customer data, adding an extra layer of security to their operations.

It is worth noting that the Reserve Bank of India (RBI) considers DigiLocker as a KYC compliant platform. This recognition by a regulatory authority reinforces the trust and credibility of DigiLocker, providing businesses with peace of mind knowing that they are complying with relevant regulations.

Furthermore, the 2-step flow of Aadhaar verification and OTP authentication ensures a highly seamless user experience. This simplicity contributes to improved customer satisfaction and reduces the likelihood of drop-offs during the registration or verification processes.

Lastly, our DigiLocker API offers businesses access to a massive customer base. With a wide reach and adoption across various sectors, businesses can tap into a large pool of potential users, expanding their customer reach and market presence.

In summary, businesses should use Signzy’s APIs for DigiLocker because it provides a reliable and tested solution for document verification, offers flexibility in integration and resource management, improves conversion rates, ensures data security through Aadhaar integration, complies with KYC regulations, delivers a seamless user experience, and taps into a large customer base.

How can financial services leverage DigiLocker?

Financial services can effectively leverage DigiLocker by harnessing its robust APIs that are specifically designed to protect them against various risks such as fraud, corruption, money laundering, and terrorist financing. By utilizing DigiLocker, financial institutions can safeguard their operations and transactions by preventing unauthorized access and ensuring the authenticity and integrity of important documents. Through the integration of DigiLocker APIs, financial services can enhance their security measures, reduce the risk of financial crimes, and build a more trustworthy environment for their customers.